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new working bin BIN CANVA PRO 45 DAYS 2021

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By blogjoker On Jul 30, 2021
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What is debit card and credit card?

Credit and debit cards,popularly known as plastic money have undoubtedly become the most popular cash alternative in the modern world. Be it a businessman or a salaried employee – most people nowadays carry at least one of these cards and use them for transactions like bill payments, grocery shopping, flight bookings, etc. However, there continues to be a raging debate on which should be a preferred. While some prefer credit cards for their convenience, many believe that debit cards offer more security.

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What is the difference between credit card and debit card?

While both the cards look similar in appearance, ‬they function differently. ‬A debit card is linked to the bank account of the customer and hence, ‬once swiped, ‬the amount is directly deducted from the bank account. ‬Credit card, ‬on the other hand, ‬allows the card holder to purchase goods and services on credit and pay it back over time. ‬This card is issued by the banks on the basis of the credit history and eligibility of the customers.

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