Bill.com is a popular tool for small and medium businesses. It helps automate accounts payable and receivable. But it might not be the perfect fit for everyone. Maybe it’s too expensive. Maybe you want more features. Or maybe it’s just not your style.
No worries! There are plenty of great alternatives. We’ve rounded up the top picks that could be just what you need. Here’s a quick look at the best Bill.com competitors that are fun, easy to use, and just might save you a few bucks.
1. Melio
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Best for: Small businesses that want to keep things simple.
Melio is a free tool that makes paying bills as easy as sending a text. You can pay vendors using a credit card, even if your vendor only accepts checks or bank transfers.
- Free to use!
- No monthly fees
- Quick setup
- Super user-friendly
It’s perfect if you want less fuss and fast payments.

2. QuickBooks Online
Best for: Teams already using QuickBooks.
QuickBooks Online is more than just accounting software. It also comes with invoicing, bill pay, and expense tracking features right out of the box.
- Popular and trusted brand
- Integrated with accounting features
- Good for growing businesses
It might be overkill for very small teams, though. Still, for those already in the QuickBooks world, this is a solid choice.
3. Tipalti
Best for: Companies with international payments.
Tipalti is a powerful, automation-heavy platform. It’s designed for businesses that deal with lots of vendors, especially if they’re around the globe.
- Handles global payments with ease
- Reduces manual tasks
- Built-in tax and compliance tools
Tipalti is sleek but can be pricey. Enterprise-level businesses will love its capabilities.

4. Plooto
Best for: Accounting firms and small-to-medium businesses.
Plooto makes payments and receivables super smooth. Plus, it connects with both QuickBooks and Xero. That means no double-entry mess-ups!
- Automates payments and collections
- Affordable plans
- Easy for accountants to manage clients
If you want balance between features and price – check out Plooto.
5. Airbase
Best for: Mid-size businesses with growing expense needs.
Airbase does more than just pay bills. It lets you manage all business spending in one place. Think of it like a Swiss Army knife for finance teams.
- Built-in expense management
- Corporate card features
- Easy approval workflows
It’s a bit more complex, but it can really level up your workflows.
6. Stampli
Best for: Teams who love collaboration.
Stampli adds fun to the payment process (yes, really!). It lets teams comment on invoices, track who’s doing what, and speed up approvals.
- Crazy good collaboration tools
- AI to match invoices with POs
- Integrates with major ERPs
It’s like Slack for your finance team, but with invoice powers.
7. FreshBooks
Best for: Freelancers and solopreneurs.
FreshBooks is fun, fresh, and made for the little guys. If you’ve got a one-person shop or just a few team members, it’s gold.
- Easy invoicing and bill tracking
- Colorful, drag-and-drop interface
- Good mobile support
It won’t match Bill.com in power, but for tiny teams, it’s perfect.

Which One Is Right for You?
Here’s the deal – it all comes down to your needs. Do you want something free and easy? Try Melio. Need something with all the bells and whistles? Tipalti or Airbase might be more your speed.
No one tool fits all. Try the ones that speak to you. Most offer free trials, so take them for a spin!
Managing your financials shouldn’t be boring or confusing. With the right tool, it can actually be kind of… fun. Yes, we said it. Finance = fun!